Factors That Cause Delays In Approving Application for Medicare

You should not be surprised if you are looking for a Medicare Supplement Plans 2017 during the last three months of the year that is from October to December and get delays in processing your application for the policy. The time for the whole procedure may take up to 9 weeks if you apply in the 4th quarter of the year. On the other hand, it will take just two or three weeks in processing the application and receiving your ID cards in other months. The reason is quite obvious. During the last three months of the year, there are more applicants for buying the insurance than any other months of the year.

Contributing Factors That Cause Delays In Applying For the Policy

As stated above there are few contributing factors that make it difficult for you to get the insurance policy during last three months of the year, a few of them are mentioned below, have a glance;

  • End of Employer-Sponsored Health Insurance

Usually, most of the applicants for the Medicare Supplement Plans 2017 take decision of retirement at the end of the year. They then want to have an insurance policy since their employer-sponsored membership will terminate as they will retire. Collectively, there are thousands of people who apply at the same time and that are what make delays in processing applications.

  • Shifting From Medicare Advantage to Original Medicare Program

There are a lot of people who simply want to discontinue their Medicare advantage plans and simply apply for the regular Medicare Supplement Plans 2017. The reason can be varied. For some people, it may be the waste of money that they are paying out to the Medicare advantage plan and just want to leave that. These people make a huge group thus cause delays in processing.